Store Console

Finance Module

The Finance module extends the Accounting module with forward-looking financial tools: cash flow planning, budget management, cost center tracking, and forecasting.

Finance vs. Accounting

Accounting — Records what has already happened (historical transactions, P&L)
Finance — Plans for what should happen (budgets, targets, forecasts)

Both modules share the chart of accounts and transaction data. Finance adds a planning layer on top.

Cash Flow Planning

Project expected inflows and outflows over a future period:

Go to Finance → Cash Flow
Set the planning period (next 30, 60, or 90 days)
The system pre-populates expected inflows from active subscriptions, recurring orders, and outstanding invoices
Add manual projections for expected expenses (rent, supplier payments, payroll)
The resulting chart shows your projected daily/weekly cash position

Budget Management

Create monthly or annual budgets per expense category (Marketing, Operations, Payroll, etc.)
Actual spending is tracked against budget automatically as transactions are recorded
Budget variance alerts notify you when a category exceeds its budget by a configurable threshold (e.g., 10%)

Cost Centers

Cost centers let you split income and expenses by department or project for profitability analysis:

Create cost centers under Finance → Cost Centers (e.g., Online Store, Retail POS, Marketing, HRM)
Assign transactions to a cost center when recording manual entries
POS sales, warehouse expenses, and payroll costs can be auto-assigned by location or department
Run a Cost Center P&L report to see which parts of the business are profitable

Financial Forecasting

The Finance module uses your historical sales trend to project future revenue:

Select a projection period (3, 6, or 12 months)
Choose a growth assumption (conservative, moderate, aggressive) or enter a custom percentage
Compare projected revenue against budget targets
Export the forecast as CSV or PDF for external presentations